Direct crypto first. Fiat-to-crypto purchase routes only when the customer needs them.
The recommended path is payment from crypto the customer already owns. USDC, USDT, BTC, ETH and other supported assets appear as direct crypto choices; card, bank and local methods are clearly grouped as independent fiat-to-crypto purchase routes that may require verification.
Shown as a customer-facing checkout option when route and region fit.
Shown as a customer-facing checkout option when route and region fit.
Shown as a customer-facing checkout option when route and region fit.
Shown as a customer-facing checkout option when route and region fit.
Shown as a customer-facing checkout option when route and region fit.
Shown as a customer-facing checkout option when route and region fit.
Shown as a customer-facing checkout option when route and region fit.
Shown as a customer-facing checkout option when route and region fit.
Shown as a customer-facing checkout option when route and region fit.
Shown as a customer-facing checkout option when route and region fit.
Shown as a customer-facing checkout option when route and region fit.
Payment methods only matter if the customer understands what happens next.
EcomTrade24 Pay is built around the idea that customer-trusted methods and cleaner routing logic create a stronger checkout. That is why methods are tied to plan level, routing quality and merchant setup instead of being treated like static badges on a page.
Free gets merchants started. Pro and Unlimited are where broader routing, local methods and stronger conversion logic become part of the real product value.
Strong fit when merchants need familiar customer behavior and wider checkout comfort.
Useful where available because method familiarity can reduce hesitation and abandonment.
Important for merchants who need transfer-based flows or broader local payment positioning.
CashApp, Venmo, OpenBanking and similar routes matter more once a merchant moves beyond bare-minimum access.
A good payment-method page separates direct crypto from fiat-to-crypto fallback.
Familiar methods lower friction. If customers already trust the option on screen, they are more likely to complete the purchase.
Different merchants need different mixes. A single rigid method stack is usually a conversion ceiling, not a growth strategy.
A method is only as useful as the route behind it. That is why smart routing and better plan levels matter commercially.
- • Free plan gives the merchant a base setup path.
- • Pro is where local method growth and smart routing become part of the selling story.
- • Unlimited is for operators who already know better routing and fee profile are worth paying for.
Optional fiat-to-crypto provider routes: regions, verification and payment ways
| Payment Method | Minimum | Countries / Regions | Other | KYC | How to Pay |
|---|---|---|---|---|---|
| Alchemy Pay | 50.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card, Apple Pay, Google Pay, Local Methods |
| Banxa | 10.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer |
| Bitnovo | 10.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Card, Local Transfer |
| Crypto.com | 5.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card, Apple Pay, Google Pay |
| Guardarian | 20.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer |
| Kryptonim | 10.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card and local methods (provider dependent) |
| Meld (Multi) | 30.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card and local methods (provider dependent) |
| Moonpay | 20.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer |
| Ramp Network | 8.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer |
| Ramp Simpleswap | 10.00 EUR | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card, Bank Transfer |
| Sardine | 30.00 USD | US | Smart Routing | Provider verification may apply | Card, Instant Bank Transfer |
| Simpleswap | 10.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card and local methods (provider dependent) |
| Simplex | 50.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card |
| Stripe | 2.00 USD | US | Smart Routing | Provider verification may apply | Credit Card, Debit Card, Apple Pay, Google Pay |
| Topper | 10.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card, Apple Pay |
| Transak | 15.00 USD | Multi-country (provider dependent) | Smart Routing | Provider verification may apply | Credit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer |
| Nowpayments | 5.00 EUR | Multi-country (provider dependent) | Smart Routing | Direct crypto wallet payment; no fiat on-ramp is started | Credit Card, Debit Card and local methods (provider dependent) |
| iDEAL | 46.00 EUR | NL | Smart Routing | Provider verification may apply | iDEAL Bank Redirect |
| Interac | 100.00 CAD | CA | Smart Routing | Provider verification may apply | Interac Online, Bank Transfer |
| Klarna | 20.00 EUR | AT, BE, FI, FR, DE, GR, IE, IT, NL, PT, SK, ES, SE | Smart Routing | Provider verification may apply | Klarna Pay Later, Installments, Card |
| PayPal | 5.00 USD | US | Smart Routing | Provider verification may apply | PayPal Wallet, Linked Card, Linked Bank |
| Revolut | 6.00 EUR | AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE, GB, NO, CH | Smart Routing | Provider verification may apply | Revolut Pay, Card |
| UPI | 1600.00 INR | IN | Smart Routing | Provider verification may apply | UPI Apps, IMPS |
| Coinbase Pay (EUR) | Provider dependent | AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IS, IE, IT, LV, LI, LT, LU, MT, MC, NL, NO, PL, PT, RO, SM, SK, SI, ES, SE, CH | Smart Routing | Provider verification may apply | Coinbase Pay account, linked card, linked bank account where supported |
| Stripe (EUR) | Provider dependent | AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE | Smart Routing | Provider verification may apply | Credit card, debit card, Apple Pay and Google Pay where supported |
| PayPal via MoonPay (EU Only) | Provider dependent | AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE | Smart Routing | Provider verification may apply | PayPal wallet, linked card or linked bank through MoonPay where available |
| Coinbase Pay (USD) | Provider dependent | US, BR, AS | Smart Routing | Provider verification may apply | Coinbase Pay account, linked card, linked bank account where supported |
| Coinbase Pay (GBP) | Provider dependent | UK, GB | Smart Routing | Provider verification may apply | Coinbase Pay account, linked card, linked bank account where supported |
| Transak | Provider dependent | WORLDWIDE | Smart Routing | Provider verification may apply | Credit card, debit card, Apple Pay, Google Pay and bank transfer where supported |
| EasyPay | Provider dependent | WORLDWIDE | Smart Routing | Provider verification may apply | Card and local payment options depending on customer country |
| ShadowPay | Provider dependent | WORLDWIDE | Smart Routing | Provider verification may apply | Card, wallet and local payment options depending on customer country |
| Revolut | Provider dependent | WORLDWIDE | Smart Routing | Provider verification may apply | Revolut Pay, Revolut account and card where supported |
| Litecoin | Provider dependent | WORLDWIDE | Smart Routing | Direct crypto wallet payment; no fiat on-ramp is started | Litecoin wallet payment from any compatible LTC wallet |
| Binance | Provider dependent | WORLDWIDE | Smart Routing | Provider verification may apply | Binance account, Binance Pay, card or bank transfer where supported |
| Stripe (USD) | Provider dependent | US | Smart Routing | Provider verification may apply | Credit card, debit card, Apple Pay and Google Pay where supported |
| PayPal (US Only) | Provider dependent | US | Smart Routing | Provider verification may apply | PayPal wallet, linked card or linked bank account |
| CashApp | Provider dependent | US | Smart Routing | Provider verification may apply | Cash App balance, linked debit card or linked bank account |
| Coinbase Pay (CAD) | Provider dependent | CA | Smart Routing | Provider verification may apply | Coinbase Pay account, linked card, linked bank account where supported |
| PIX | Provider dependent | BR | Smart Routing | Provider verification may apply | PIX instant bank payment using Brazilian bank app or QR code |
| Faster Payment Bank Transfer | Provider dependent | GB | Smart Routing | Provider verification may apply | UK Faster Payments bank transfer from a supported bank account |
| Open Banking | Provider dependent | GB | Smart Routing | Provider verification may apply | Open Banking bank authorization through a supported UK bank |
| Venmo | Provider dependent | US | Smart Routing | Provider verification may apply | Venmo balance, linked debit card or linked bank account |
| Interac | Provider dependent | CA | Smart Routing | Provider verification may apply | Interac Online or Canadian bank transfer from a supported bank |
Verification requirements are controlled by the independent payment provider and can change by country, amount, payment method and risk assessment. EcomTrade24 does not promise a KYC-free fiat/on-ramp route. Direct crypto uses crypto the customer already owns and does not start a fiat purchase.
Do all merchants get the same payment methods?
No. Availability can depend on plan, routing configuration, geography and the active provider stack. That is exactly why smart routing and plan level matter.
Can I start simple and expand later?
Yes. Many merchants begin with hosted checkout, shop-system plugins, Shopify Bridge or direct links, then expand into smarter routing and more method flexibility once traffic proves out.
Why are payment methods such a big conversion issue?
Because customers trust familiar methods. A gateway that can present stronger method paths and cleaner checkout logic usually converts better than one rigid route.